We’ve all been in a position where we’re asked a question we can’t answer. This article focuses on how to answer the question, “does this policy cover ransomware” because while the question is simple, the answer is not.
Asking the Right Questions – Ransomware and Insurance Edition Read More »
Social Engineering Fraud is the use of psychology to manipulate someone into following instructions to share confidential information or send money.
What is Social Engineering Fraud? Read More »
For any business owner or director, it is essential to have an understanding of privacy laws. In collecting, handling, and storing data, your organization may be exposed to lawsuits from different stakeholders or charged hefty fines for violations by regulators.
Privacy legislation and Cyber Insurance Read More »
5 Tips, 4 minutes read, that is sure to save you time on emails! Practice crafting your next email with these tips in mind- the more thought you put on an initial email, the less you’ll spend clarifying yourself!
5 Tips to Writing Effective Emails to Underwriters & Clients Read More »
January involves planning for the upcoming year. Be sure to carve out some time to give TOWS a try, regardless of your role within your firm. January is the time to set goals and draw a plan to achieve those goals! …
January, a time for TOWS… (SWOT analysis for insurance) Read More »
Did you know you can sum a column in Excel with one click?!
As brokers and underwriters, time is a precious commodity. We need results fast!
Because time is of the essence, we put together a guide on the 5 fastest ways to do a Sum in Excel.
Think twice before using =Sum(…) – 5 Fast ways to Sum in Excel! Read More »
A Claims Made policy offers coverage for claims made against the insured during the policy period. This type of policy typically comes with a reporting requirement defined as “as soon as reasonably practicable.”
Claims Made vs Claims Made and Reported Read More »
What is loss? What is peril? And what is the critical distinction between these terms?
Understanding the difference between peril and loss Read More »
‘Named Perils’ and ‘All Risks’ refer to two different kinds of insurance coverage. Named Perils wordings are common in property insurance policies. You’ll find All Risks wordings in general liability and errors and omissions policies.
Named Perils vs. All Risks Explained in Plain English Read More »
A ‘Hammer Clause’ is an insurance policy provision which stipulates what happens when an insured does not consent to settle a claim, as recommended by their insurer. Learn more…
