Miscellaneous Professional Liability Insurance Fundamentals

Learn the fundamentals of professional liability insurance with a deep dive into insurance policy details. Regardless professional qualifications and best intentions, things can go wrong.  MPL insurance protects the insured from suffering financial loss as a result of third-party claims alleging negligent performance of professional services. 

Miscellaneous Professional Liability

What You Will Learn

Red check icon

Understanding liability

What does it mean to be liable and to whom is a professional liable?
Red check icon

Insurance Coverage

How does Miscellaneous Professional Liability insurance work, what coverage options are available?
Red check icon

Risk mitigation

What creates risk and what can be done to minimize the chance of a claim?
Red check icon

What to buy

What policy, what coverage, how to determine how much insurance to buy?

Learning Objectives

Upon completing this course you’ll be equipped to:

  1. Explain what it means to be liable;
  2. Evaluate the policy coverage and available options;
  3. Describe what to do and expect in case of a claim;
  4. Upgrade the way you do business in order to minimize the chance of a claim;
  5. Advise on what to keep in mind when buying MPL insurance.

Course Curriculum

  • Welcome message
  • Course objectives
  • Downloadable material
  • Chapter objectives
  • Who is a professional?
  • What are professional services?
  • Quiz instructions
  • Quiz
  • Chapter objectives
  • What is liability?
  • What is liability insurance?
  • Professional liability insurance
  • Sources of liability
  • To whom is a professional liable?
  • Quiz
  • Chapter objectives
  • What is miscellaneous professional liability insurance?
  • The MPL insurance policy
  • Who is the insured?
  • What’s covered by an MPL policy?
  • Coverage enhancements
  • What’s not covered?
  • Quiz
  • Chapter objectives
  • What constitutes an MPL insurance policy claim?
  • What is a ‘claim’ under an MPL policy?
  • What is a ‘wrongful act’ under an MPL policy?
  • What is a ‘loss’ under an MPL policy?
  • Claims examples
  • Understanding policy reporting requirements
  • Claims-made policies
  • Claims-made and reported policies
  • What does ‘as soon as practicable’ really mean?
  • Reporting an MPL claim to the insurer
  • How MPL claims are handled
  • What to expect from the MPL claims process
  • Quiz
  • Chapter objectives
  • What creates claims risk?
  • How you run your business
  • How you work with clients
  • Implementing legal safeguards
  • Navigating change
  • Quiz
  • Chapter objectives
  • Why buy MPL insurance?
  • MPL vs. CGL
  • What to buy?
  • What should be covered?
  • Who should be covered?
  • How much coverage is required?
  • How does the policy structure liability limits?
  • Premiums and deductibles
  • How is premium determined?
  • Policy terms and conditions
  • Policy length
  • The application process
  • Understanding your MPL application
  •  Selecting an insurer
  • What to expect from your insurance broker
  • Managing your insurance
  • Quiz
  • Message from the instructor
  • Miscellaneous Professional Liability Insurance Fundamentals Final Assessment
  • Course survey

About ITC courses

ITC takes pride in delivering high-quality, unbiased courses on professional and management liability insurance and related topics. Designed specifically for online delivery, our courses are interactive, include activities and quizzes, use practical illustrations and real-life case studies and deliver knowledge in bite-sized portions so even just 5 minutes is learning time well spent.

How we build courses

ITC courses are the product of a collaborative approach. We work closely with subject matter experts to build out course content, the ITC design team brings that content to life, and no course is published before undergoing an intense review by an industry panel. Our process also includes post-publication reviews and updates because ITC is committed to delivering quality courses that remain accurate, relevant and up-to-date, long after they are first published. 



Javier Santos, Cyber Security Coach

Very informative in simple terms!

I found the Ransomware and Insurance 2022 Market Update to be very informative and delivered in simple terms. It will be beneficial to make it available in other languages like Spanish. Perhaps this can be done using a closed caption option.

Chief Operating Officer, Energy Company

ITC’s D&O and EPLI courses helped me understand the insurance proposals we receive AND to explain to my executive team and board members the risks we can (and cannot) manage through insurance.

David Marsh, Partner, Broker

Most insurance courses are either pitched at people learning about the subject for the first time or jump straight into advanced topics. The ITC courses do a great job for all learners and I particularly liked the online format since you can either spend time starting from the beginning or quickly move on to the areas of most interest to you. The course material also went beyond insurance policy language – addressing risk management, claims processes, what buyers should consider, and more.

Broker, Australia

ITC effectively tackles complex subject matters in a very creative manner. I would highly recommend to anyone looking to broaden their understanding.

Broker, Canada

Great way to enjoy an evolving subject matter. Thank you ITC, enjoyed that!

Manager, SVP, Canada

I’ve been in the insurance industry for over 20 years and this is by far the best educational material I have seen! Great for new and established professionals!


With ITC, you can take any course at any time. For the best learning experience, a prerequisite may be recommended in the course description.

At ITC, we want to hear from you! Our courses are specifically developed to provide relevant and up-to-date training on insurance topics. If there is something you’d like to learn or explore and we don’t have the course, please reach out!

We take pride in providing up-to-date relevant courses! ITC is committed to reviewing all course content at least once a year and making any necessary updates or additions to course materials.

We provide a digital certificate of completion for all successfully completed courses.

Check the CE / CPD page on our website to find out which courses qualify for credit in your jurisdiction then register for your chosen course. Once you’ve successfully completed the entire course, including all the quizzes, you will be prompted to register for your digital certificate of completion.

If your jurisdiction is not list on our website, ITC courses may still qualify for CE or CPD credit but it will be your responsibility as a student to verify this with your regulator.

With your course purchase or active subscription, you are able to see all obtained certificates! We encourage you to download your certificates and track your CE or CPD credits for your license renewal.

All ITC courses and subscriptions are priced in USD.

When you purchase a single course you will receive lifetime access to the course from any device. This includes any future updates to course materials.

We offer a risk-free 30-day money-back guarantee on all our courses. If you are not happy with your ITC course purchase you have up to 30 days from your original date of purchase to contact ITC at [email protected] to request a full refund. All we ask is that you provide us with the reason for your refund request. It is feedback from clients like you that helps us to improve our courses.

Miscellaneous Professional Liability Insurance Fundamentals

5 star rating


From $35 US a month

Get Unlimited Access to all online insurance courses for $350 US / year (or a monthly subscription of $35 USD).

View Next Course

fiduciary liability insurance
2 Hours

Fiduciary Liability Insurance

An important course for every pension plan and employee benefit program fiduciary – administrators, trustees and sponsors, as well as insurance and legal professionals. Learn about risks, policy structure, claims, risk mitigation and how to buy.

New to e-learning?

Our online courses are designed specifically to meet the needs of insurance professionals, such as insurance brokers and underwriters, and insurance buyers. Learn more about the benefits of learning with the Insurance Training Center.

study anywhere