General (Public) Liability Insurance
Master Liability Insurance
Gain the knowledge to navigate CGL policies confidently and make informed decisions. By mastering the foundations of liability insurance, you’ll enhance your understanding of other insurance products, and your ability to support clients, manage risks, and protect businesses from financial uncertainties.
What You Will Learn
Understand Liability
Master CGL policies
Evaluate Policies Effectively
Navigate Claims
Learning Objectives
Upon completing this course you’ll be equipped to:
- Explain what liability is, how it arises, and how it affects businesses and insurance;
- Describe the basic structure of a CGL policy, including coverage triggers, what is covered, and what is not covered;
- Discuss and balance important considerations when purchasing a CGL policy;
- Describe how claims arise, are reported, and handled under a CGL policy.
Who Should Take This Course?
- Brokers and underwriters seeking to expand their expertise in liability coverage;
- Business leaders and risk managers who are confused about their policies, feel like they’re paying too much, or buying insurance online;
- Newcomers to the insurance industry building foundational knowledge of liability principles.
Course Curriculum
- Welcome
- Important Couse Instructions for Certificate Issuance
- Course objectives
- Downloadable Material
- Chapter Introduction
- What is Liability?
- What is Liability Insurance?
- History of Liability
- Understanding legal liability
- Sources of Liability and Examples
- Why is liability insurance purchased?
- Chapter 2 Quiz – Liability and the Law
- Chapter Introduction
- What is Commercial General Liability/ Public Liability?
- Insuring Clauses
- Key Terminology
- Coverage Conditions and Enhancements
- What’s Not Covered?
- Other Coverage Considerations
- Policy Terms and Conditions
- Chapter 3 Quiz – General Liability Insurance
- Chapter Introduction
- What to Expect From Your Broker?
- The Application Process
- Underwriting Considerations
- Should You Buy a Package Policy?
- How Much Coverage is Enough?
- Common Misconceptions When Purchasing GL Insurance
- Chapter 4 Quiz – Buying General Liability Insurance
- Chapter Introduction
- Coverage Triggers and Examples
- Who Can Bring a Claim?
- What To Do If There is a Claim?
- Minimizing the Chance Of a Claim
- Chapter 5 Quiz – Claims
- Course Wrap-Up
- Course Survey
- General (Public) Liability Final Assessment
About ITC courses
ITC takes pride in delivering high-quality, unbiased courses on professional and management liability insurance and related topics. Designed specifically for online delivery, our courses are interactive, include activities and quizzes, use practical illustrations and real-life case studies and deliver knowledge in bite-sized portions so even just 5 minutes is learning time well spent.
How we build courses
ITC courses are the product of a collaborative approach. We work closely with subject matter experts to build out course content, the ITC design team brings that content to life, and no course is published before undergoing an intense review by an industry panel. Our process also includes post-publication reviews and updates because ITC is committed to delivering quality courses that remain accurate, relevant and up-to-date, long after they are first published.
Testimonials
ITC’s D&O and EPLI courses helped me understand the insurance proposals we receive AND to explain to my executive team and board members the risks we can (and cannot) manage through insurance.
Most insurance courses are either pitched at people learning about the subject for the first time or jump straight into advanced topics. The ITC courses do a great job for all learners and I particularly liked the online format since you can either spend time starting from the beginning or quickly move on to the areas of most interest to you. The course material also went beyond insurance policy language – addressing risk management, claims processes, what buyers should consider, and more.
ITC effectively tackles complex subject matters in a very creative manner. I would highly recommend to anyone looking to broaden their understanding.
Great way to enjoy an evolving subject matter. Thank you ITC, enjoyed that!
I’ve been in the insurance industry for over 20 years and this is by far the best educational material I have seen! Great for new and established professionals!
ITC Education is the perfect platform for busy insurance professionals to expand their knowledge in bite-size, manageable, easy & informative modules. The subject matter is well researched and presented in an engaging and easy-to-understand format. The modules are set up so that you can zero in on a subset or explore the topic more fully – time permitting. The examples are easily applied to real-life situations.
With ITC, you can take any course at any time. For the best learning experience, a prerequisite may be recommended in the course description.
At ITC, we want to hear from you! Our courses are specifically developed to provide relevant and up-to-date training on insurance topics. If there is something you’d like to learn or explore and we don’t have the course, please reach out!
We take pride in providing up-to-date relevant courses! ITC is committed to reviewing all course content at least once a year and making any necessary updates or additions to course materials.
We provide a digital certificate of completion for all successfully completed courses.
All ITC courses and subscriptions are priced in USD.
When you purchase a single course you will receive lifetime access to the course from any device. This includes any future updates to course materials.
We offer a risk-free 30-day money-back guarantee on all our courses. If you are not happy with your ITC course purchase you have up to 30 days from your original date of purchase to contact ITC at [email protected] to request a full refund. All we ask is that you provide us with the reason for your refund request. It is feedback from clients like you that helps us to improve our courses.
General (Public) Liability Insurance
- Foundation
- 38
- 1.5 Hours
