Derivative Claims and Indemnification
Derivative claims create one of the most important coverage issues in Directors and Officers (D&O) insurance: indemnification may not be available. When shareholders sue directors or officers on behalf of …
Article
All Posts
Retroactive Date: What It Is and Why It Matters
Claims-made insurance policies rely on several timing provisions to determine when coverage applies. One of the most important is the retroactive date, which establishes how far back a policy will respond to wrongful acts.
Understanding ‘Incurred But Not Reported’ (IBNR)
Understanding IBNR is more than knowing its definition. It means grasping how insurers use it, why it matters, and what role it plays in evaluating financial stability, pricing, and long-tail risk.
Understanding Run-off Insurance
Run-off insurance refers to the coverage arrangement used when an insured has ceased operations or stopped providing professional services but remains exposed to claims arising from past acts.
What is Professional Indemnity Insurance?
Professional Indemnity Insurance (PI insurance) covers claims arising from providing professional services, including allegations of negligence, errors, omissions, or breaches of professional duty, that result in financial loss to a client or third party.
What Is Errors and Omissions (E&O) Insurance?
E&O insurance protects professionals from claims alleging errors, omissions, or negligence in their services. Also called professional liability insurance or professional indemnity insurance.
Admitted vs. Non-Admitted Insurance: A Global Perspective
Understand the difference between admitted and non-admitted insurance, how they work across borders, and what they mean for policyholders, brokers, and global programs. Includes real-world examples and practical insights.
EPLI Policy Terms and Exclusions: Understanding the Fine Print
Employment Practices Liability Insurance (EPLI) policies are complex contracts with varying coverage terms, exclusions, and conditions. Unlike general liability insurance, EPLI is a named-perils policy, meaning it covers only the …
Busting 10 Common Myths About Captive Insurance Companies
In this guide, you’ll learn the benefits of captive insurance while uncovering some of the most common myths you might have heard—and the actual truth behind them.
What is a Captive Feasibility Study?
Conducting a captive feasibility study enables companies to make informed decisions about whether to form a captive and the best way to do so. m=Most respected domiciles expect a feasibility study as part of the license application process. Proceeding without one may severely limit the …