Miscellaneous Professional Liability Insurance Fundamentals
Learn the fundamentals of professional liability insurance with a deep dive into insurance policy details. Regardless of professional qualifications and best intentions, things can go wrong. MPL insurance protects the insured from suffering financial loss as a result of third-party claims alleging negligent performance of professional services.
Subtitles available in
English
French
Spanish
Course Overview
Professionals who provide specialized advice or services can face liability when clients rely on their expertise. This course introduces Miscellaneous Professional Liability Insurance and explains how coverage helps protect professionals from financial loss arising from third-party claims alleging negligent professional services.
You’ll gain a clear understanding of how professional liability policies are structured, including key coverages, common exclusions, and how claims are handled when allegations arise. The course also examines how liability exposures can differ across professions and how insurance policies are designed to address those unique risks.
Through practical examples and case studies, you’ll explore emerging liability concerns in niche industries, methods for assessing potential coverage gaps, and strategies for mitigating professional risks. By broadening understanding of professional liability exposures and insurance solutions, the course helps support more effective risk assessment across a wide range of professional services.
Course highlights
Understanding liability
Insurance Coverage
Risk mitigation
What to buy
Upgrade
From $35 US a month
Learning Objectives
Upon completing this course, you will be able to:
- Explain what it means to be liable;
- Evaluate the policy coverage and available options;
- Describe what to do and expect in case of a claim;
- Upgrade the way you do business in order to minimize the chance of a claim;
- Advise on what to keep in mind when buying MPL insurance.
Course Curriculum
- Welcome message
- Course objectives
- Downloadable material
- Chapter objectives
- Who is a professional?
- What are professional services?
- Quiz instructions
- Quiz
- Chapter objectives
- What is liability?
- What is liability insurance?
- Professional liability insurance
- Sources of liability
- To whom is a professional liable?
- Quiz
- Chapter objectives
- What is miscellaneous professional liability insurance?
- The MPL insurance policy
- Who is the insured?
- What’s covered by an MPL policy?
- Coverage enhancements
- What’s not covered?
- Quiz
- Chapter objectives
- What constitutes an MPL insurance policy claim?
- What is a ‘claim’ under an MPL policy?
- What is a ‘wrongful act’ under an MPL policy?
- What is a ‘loss’ under an MPL policy?
- Claims examples
- Understanding policy reporting requirements
- Claims-made policies
- Claims-made and reported policies
- What does ‘as soon as practicable’ really mean?
- Reporting an MPL claim to the insurer
- How MPL claims are handled
- What to expect from the MPL claims process
- Quiz
- Chapter objectives
- What creates claims risk?
- How you run your business
- How you work with clients
- Implementing legal safeguards
- Navigating change
- Quiz
- Chapter objectives
- Why buy MPL insurance?
- MPL vs. CGL
- What to buy?
- What should be covered?
- Who should be covered?
- How much coverage is required?
- How does the policy structure liability limits?
- Premiums and deductibles
- How is premium determined?
- Policy terms and conditions
- Policy length
- The application process
- Understanding your MPL application
- Selecting an insurer
- What to expect from your insurance broker
- Managing your insurance
- Quiz
- Message from the instructor
- Miscellaneous Professional Liability Insurance Fundamentals Final Assessment
- Course survey
Certifications
This is a required course for the following certification programs:
- Certified Cyber Liability Insurance Professional → LEARN MORE
- Certified Management Liability Insurance Professional → LEARN MORE
Testimonials
Very clear, concise content, delivered in an easy to understand way. Whether an industry vet or just starting out, you will learn something from this course- I did! It’s easy to see how this platform could complement any corporate training program. I’d thoroughly recommend ITC to any L&D manager.
I’m super impressed with the quality of the courses. Graphics are the bomb!!
Great job ITC! Love the cartoons. Complex subject matter presented in a very fun way.
These are the best online insurance training offerings I’ve seen in terms of content and ease of use.
The coverage explanations are comprehensive and straightforward, coverage comparison tips are very helpful, and the claims examples are readily adaptable to real-life client scenarios. The visuals are easy to follow and the succinct course modules allowed me to review the modules on my own timeline- or to go back to modules that I wanted to revisit. Plus, as a very welcome bonus, continuing education credits are available in certain jurisdictions!
ITC Education is the perfect platform for busy insurance professionals to expand their knowledge in bite-size, manageable, easy & informative modules. The subject matter is well researched and presented in an engaging and easy-to-understand format. The modules are set up so that you can zero in on a subset or explore the topic more fully – time permitting. The examples are easily applied to real-life situations.
About ITC courses
ITC takes pride in delivering high-quality, unbiased courses on professional and management liability insurance and related topics. Designed specifically for online delivery, our courses are interactive, include activities and quizzes, use practical illustrations and real-life case studies and deliver knowledge in bite-sized portions so even just 5 minutes is learning time well spent.
How we build courses
ITC courses are the product of a collaborative approach. We work closely with subject matter experts to build out course content, the ITC design team brings that content to life, and no course is published before undergoing an intense review by an industry panel. Our process also includes post-publication reviews and updates because ITC is committed to delivering quality courses that remain accurate, relevant and up-to-date, long after they are first published.
No. ITC does not track CE or CPD credits toward your license renewal. You can access certificates for successfully completed courses through your Student Dashboard. We recommend downloading your certificates and keeping them for your records. Learn how to access your certificates →
Check the CE / CPD page on our website to find out which courses qualify for credit in your jurisdiction then register for your chosen course. Once you’ve successfully completed the entire course, including all the quizzes, you will be prompted to register for your digital certificate of completion.
If your jurisdiction is not listed on our website, ITC courses may still qualify for CE or CPD credit but it will be your responsibility as a student to verify this with your regulator.
We provide a digital certificate of completion for all successfully completed courses. Learn how to access your certificate →
We’d love to hear from you! At ITC, we’re always exploring timely and relevant insurance topics to support your professional development. If there’s a subject you’d like to learn more about, let us know. Your ideas help us shape future courses and learning opportunities.
With ITC, you can take any course at any time. For the best learning experience, a prerequisite may be recommended in the course description.
Frequently Asked Questions
No. ITC does not track CE or CPD credits toward your license renewal. You can access certificates for successfully completed courses through your Student Dashboard. We recommend downloading your certificates and keeping them for your records. Learn how to access your certificates →
Check the CE / CPD page on our website to find out which courses qualify for credit in your jurisdiction then register for your chosen course. Once you’ve successfully completed the entire course, including all the quizzes, you will be prompted to register for your digital certificate of completion.
If your jurisdiction is not listed on our website, ITC courses may still qualify for CE or CPD credit but it will be your responsibility as a student to verify this with your regulator.
We provide a digital certificate of completion for all successfully completed courses. Learn how to access your certificate →
We’d love to hear from you! At ITC, we’re always exploring timely and relevant insurance topics to support your professional development. If there’s a subject you’d like to learn more about, let us know. Your ideas help us shape future courses and learning opportunities.
With ITC, you can take any course at any time. For the best learning experience, a prerequisite may be recommended in the course description.
About ITC courses
ITC takes pride in delivering high-quality, unbiased courses on professional and management liability insurance and related topics. Designed specifically for online delivery, our courses are interactive, include activities and quizzes, use practical illustrations and real-life case studies and deliver knowledge in bite-sized portions so even just 5 minutes is learning time well spent.
How we build courses
ITC courses are the product of a collaborative approach. We work closely with subject matter experts to build out course content, the ITC design team brings that content to life, and no course is published before undergoing an intense review by an industry panel. Our process also includes post-publication reviews and updates because ITC is committed to delivering quality courses that remain accurate, relevant and up-to-date, long after they are first published.
Miscellaneous Professional Liability Insurance Fundamentals
